No BS.
Just Loans That Close.
Flip it. BRRRR it. Rent it. Build it. We fund it.
Good to be back in touch.
LenderX.ai is a private lender built for real estate investors — fix & flip, DSCR rental, bridge, new construction, and small multifamily. We handle the entire process in-house and close when we say we will.
JP — Founder, LenderX.ai
Flipping since 2003 · Lending since 2005
Submit a Deal
Send us the basics — we'll price it fast and follow up within one business day.
Get a Term Sheet →Book a Call with JP
No pitch deck. Just a quick reconnect — where you are, what you're working on, how we can help.
Pick a Time →Tell us about the deal.
Short form — 60 seconds. We'll follow up within one business day.
Book a call with JP.
No pitch. No pressure. Just a real conversation about where you are and what you're working on.
Browse our loan programs
Fix & Flip / BRRRR
- 7–14 day closing
- Up to 90% of purchase
- 100% of renovation
- Interest-only payments
- No prepayment penalties
DSCR Rental
- 30-year fixed available
- No income verification
- Cash flow based approval
- Up to 80% LTV cash-out
- No seasoning required
Bridge
- 10–21 day closing
- Up to 80% LTV
- 6–24 month terms
- No renovation required
- Pay off maturing loans
New Construction
- Up to 90% of project cost
- Interest-only during build
- Progress-based draws
- Experienced builder required
- Convert to perm financing
Small Multifamily (5–10 units)
- 5–10 unit financing
- Short-term rentals eligible
- Up to 75% LTV
- Competitive long-term rates
- Streamlined underwriting